La Jolla Real Estate Blog: Laxson Realty l La Jolla Real Estate

Selling your home? Tell a story.

Sellers, here is an excellent way to get the buyers to KNOW what is special about your home and why they should consider buying it.  "Tell a Story" about why you selected your home and ask your agent to include it in the marketing material.  Read more below provided by Lori Cain a real estate agent in Oklahoma.

Via Lori Cain - Midtown Tulsa Real Estate (Chinowth & Cohen Realtors):

Selling your home? Tell a story.

A Realtor who kindly mentored me once told me that when I was writing about a listing, "Tell a story." I didn't get exactly what he meant until I started keeping up with what he was writing about his listings.

Home Seller's Journal

Now, I give my Sellers a questionnaire of sorts to fill out. What do you like most about your home? What will you miss most? What are your best memories here?

You would be surprised what Sellers write, and they do write from their hearts. I can write all day long about the hardwood floors, high ceilings and updated electrical. But, I don't know your house like you do.

Yes, Buyers will enjoy reading that your family picks 3 bushels of pecans from your pecan trees each spring or that a certain type of bird that you can see from your back patio visits each May. They'll enjoy knowing that family meetings were held in the kitchen where you could snack and debate and seat everyone involved. Out of state buyers will be relieved to know where you go when under a tornado watch.

Selling your home? Tell a story.

I also include information the new home owners will need such as which days the trash and recycle are picked up and where to vote, where the school bus stops and where the neighborhood association meets.

I think ONE key of attracting home buyers is making them feel welcome -- letting them SEE themselves living there, making memories similar to those you've enjoyed.

So, don't be afraid to get personal. Tell a story about your home for sale and your fond memories there.

Lori is a residential Realtor with Chinowth & Cohen Realtors serving the greater Tulsa area, and specializing in midtown Tulsa real estate. Please visit Lori’s web site, LoriCain.com or call 918-852-5036.

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If you're looking for homes for sale in Midtown Tulsa, OK or just more information on Midtown Tulsa Real Estate, you can visit my primary website at www.loricain.com 

Susan Laxson of Laxson Realty

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To view any La Jolla, California home for sale or rent, contact us anytime at 760-567-9100 or visit our La Jolla Real Estate website to learn more about La Jolla and its developments. 

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Copyright © 2008 - 2010 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed. 

Summer is here! A/C vs. Ceiling Fans

Summer is here and if you are like our household we are trying to save money and one way to do this is to use a ceilingCeiling Fan fan instead of the air conditioner.  We have always believed in ceiling fans and many of the homes we have owned in San Diego did not even have air conditioning.  Although we live along the coast, we have probably used our A/C only 2-3 weeks an entire year. 

It is widely known that in a typical home, air conditioning uses more electricity than anything else.  In warm weather regions, A/C can run 60 to 70% of your total bill.  A window air conditioning unit uses 500 to 1440 watts, while a 2.5 ton, central air unit uses about 3,500 watts of energy.  A floor fan only uses approximately 100 watts on high speed and ceiling fans use only 15 to 95 watts depending on size and speed.

If you are still convinced that you need A/C but would like to use less of it try these tips:

1)  Raise the temperature.  Each degree below 78 degrees will increase your usage by 3 to 4%.

2)  Install ceiling fans.  Fans can help you feel 5 to 10 degrees cooler and with the A/C running this can still help you to cool down.  Remember, central A/C can cost up to 70 times more than a fan to run!

Air Conditioner3)  Make sure your ceiling fan is spinning in the right direction.  Your ceiling fan should be blowing down to send air around your body, thus removing the hot air.

4)  Try new gadgets such as a bed fan or pillow that keeps your head cool while you sleep.  Check them out online.

5)  Shower with cool water.  This will definitely cool you off and the water cost is small compared to the electrical cost.

6.  Use an A/C timer.  Program your timer to start the A/C a half hour before you get home to give the unit time to cool your home.

7.  Close the registers in unused rooms.  Not using a room, close the register to then direct air to the registers where you spend the most time.

8.  Make sure your A/C is sized properly for your home and replace your old A/C units.  If not, this can cost you with inefficiency and waste.  Today's A/C units can use up to 50% less electricity than older models.

9Clean the filter.  Clean or replace your A/C filter every month, especially in the summer months.  Check to see if there are permanent filters available for your unit that you can wash with a garden house as needed.  When cleaning don't forget to clean the condenser and evaporator coils at the beginning of each summer season.

10.  Insulate your attic to  help retain the cool air and you may want to consider an attic fan.  An attic fan could reduce the attic temperature by 10 degrees and save you up to 10% on A/C costs.

Again, our family is a big fan of "FANS", so when thinking about saving money this summer, try a fan first before installing or turning on your air conditioning unit.  Have a GREAT summer!

Susan Laxson of Laxson Realty

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To view any La Jolla, California home for sale or rent, contact us anytime at 760-567-9100 or visit our La Jolla Real Estate website to learn more about La Jolla and its developments. 

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Copyright © 2008 - 2010 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed. 

Mortgage Rates for the Past 40 Years

The table below, with information provided by Freddie Mac, shows the annual average commitment rates and points for 30 year conventional fixed rate loans from 1970 to present.  When you tell your clients that the interest rates are at an all-time "historical low", show them this table to demonstrate it! 

YEAR               RATE                   PTS                                   YEAR                     RATE                       PTS

1970               7.60                        n/a                                 1990                     10.13                      2.1

1971               7.55                      n/a                                   1991                      9.25                        2.0

1972               7.38                      0.9                                   1992                      8.39                       1.7

1973               8.04                      1.0                                   1993                      7.31                       1.6

1974              9.19                       1.2                                   1994                      8.38                       1.8

1975              9.05                       1.1                                   1995                      7.93                       1.8

1976              8.87                       1.2                                   1996                      7.81                       1.7

1977              8.85                       1.1                                   1997                      7.60                       1.7

1978              9.64                       1.3                                   1998                      6.94                       1.1

1979             11.20                     1.6                                    1999                      7.44                        1.0

1980             13.74                     1.8                                    2000                      8.05                        1.0

1981             16.63                     2.1                                    2001                      6.97                        0.9

1982             16.04                     2.2                                    2002                      6.54                        0.6

1983             13.24                     2.1                                    2003                      5.83                        0.6

1984             13.88                     2.5                                    2004                      5.84                        0.7

1985             12.43                     2.5                                    2005                      5.87                        0.6

1986              10.19                     2.2                                   2006                      6.41                        0.5

1987              10.21                     2.2                                   2007                      6.34                        0.4

1988              10.34                     2.1                                   2008                      6.03                        0.6

1989              10.32                     2.1                                   2009                      5.04                        0.7

                                                                                             2010                      4.96                        0.7

Susan Laxson of Laxson Realty

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To view any La Jolla, California home for sale or rent, contact us anytime at 760-567-9100 or visit our La Jolla Real Estate website to learn more about La Jolla and its developments. 

Want to learn more about what's happening in La Jolla, CA? Join La Jolla News on Facebook! 

Copyright © 2008 - 2010 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed. 

San Diego County Celebrates Fourth of July

The San Diego night sky will soon be filled with displays of fireworks on the Fourth of July!  Residents from all over SanSan Diego Fireworks Displays Diego will be able to view fireworks in a variety of locations including:

La Jolla Cove- Annual event guaranteed to be fun for all!  Located at the Ellen Browning Scripps Park at 1180 Coast Blvd. with fireworks display beginning at 9:00 p.m.   Phone:  858-456-1700

Annual Big Boom Fireworks Show- Fireworks displays from barges placed near Shelter Island, Harbor Island, Seaport Village and the Embarcadero starting at 9 p.m.   Phone:  619-686-6200

SummerPops- Concert with Marvin Hamlish at the Embarcadero Marina Park South.  Gates open at 6 p.m. and concert at 7:30 p.m.   Phone:  619-235-0804

Maritime Museum - Fireworks, picnic dinner and live music aboard the Berkeley Ferry located at 1492 No. Harbor Drive.  Check in at 5:00 p.m.   Phone:  619-234-9153

Hornblower Cruises & Events - Dinner cruise, fireworks viewing and live music from 7 to 10 p.m.  Boarding takes place at 6:30 p.m.   Phone:  888-467-6256

Coronado Fourth of July Celebration - Daylong events include a 15K run, 5K run/walk and rough-water swim.  July 3rd downtown Coronado parade at 10:00 a.m. and July 4th fireworks at 9:00 p.m.

Mission Bay Yacht Club - Boat parade, jazz band and other entertainment with fireworks at 9:00 p.m.  Located at 1215 El Carmel Place, Mission Bay.  Phone:  858-488-0501

Ocean Beach Fireworks off the Pier - 31 years of fireworks for this annual event!  Located at Ocean Beach Pier at the end of Newport Avenue and fireworks begin at 9:00 p.m.    Phone:  619-226-8613

Paradise Point Resort - 9th annual "All American BBQ & Fireworks Extravaganza"  - BBQ begins at 6:00 p.m. with a carnival and lots of kids' activities.  Located at 1404 Vacation Road in Mission Bay.  Phone:  858-274-4630

Mira Mesa Community Park at the Gil Johnson Recreation Center located at 8575 New Salem Street.  Noon to 9:00 p.m. featuring a parade, family activities and fireworks.  Phone:  858-538-8122

Santee Town Center Community Park- Featuring "Santee Salutes" with activities starting at 3:30 p.m. and fireworks at 9:00 p.m.  Located at 9400 Cuyamaca Street.  Phone:  619-258-4100 x. 201

San Diego County Fair - Del Mar Fairgrounds at 2260 Jimmy Durante Blvd with fireworks starting at 9:00 p.m.  Phone:  858-755-1161

For more details or information regarding specific events, please contact the number of the community.  Happy Fourth of July everyone!

Susan Laxson of Laxson Realty

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To view any La Jolla, California home for sale or rent, contact us anytime at 760-567-9100 or visit our La Jolla Real Estate website to learn more about La Jolla and its developments. 

Want to learn more about what's happening in La Jolla, CA? Join La Jolla News on Facebook! 

Copyright © 2008 - 2010 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed. 

Top 6 Reasons to Buy Your First Home Today

Thinking of buying your first home?  Here are some good reasons to do so today - the time is right!

Via W. Darrell Walters - Integrity Mortgage Funding:

1. Affordability. Based on recent property declines and current interest rates, home affordability has not been higher since it was first tracked over 40 years ago. Your grandparents couldn’t have received a better interest rate than you can today.

2. Tax Breaks. The IRS allows you to deduct the interest you pay on your mortgage, your property taxes and, in many cases for those who qualify, some of the costs to buy your home and mortgage insurance. Owning a home is a great way to lower your tax bill.

Sold3. Build Wealth. Unlike paying rent, with each mortgage payment you make, you build equity and you decrease your income tax liability. Owning a home is still the best long-term investment.

4. Appreciation. As home prices have fallen precipitously in today’s tough economy, the basis for realizing appreciation in future years is very strong. Historically, even with other periods of declining value, home prices have exceeded consumer inflation. From 1972 through 2005, home prices increased on average 6.5%, according to the National Association of Realtors®.

5. Stability. Knowing you can establish roots and raise a family in one location, free of the desires or needs of your landlord to sell the property you are living in. This is something no other investment provides. You can’t live in a stock, and you can’t raise your kids in a bond.

6. Independence. Enjoy the freedom to do what you want to your home. After all, it’s yours to do what you wish. And, with any improvements you make, you have the ability to benefit from your investment. Try that with an apartment!

Susan Laxson of Laxson Realty

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To view any La Jolla, California home for sale or rent, contact us anytime at 760-567-9100 or visit our La Jolla Real Estate website to learn more about La Jolla and its developments. 

Want to learn more about what's happening in La Jolla, CA? Join La Jolla News on Facebook! 

Copyright © 2008 - 2010 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed. 

The Power of ActiveRain and Kenny Loggins - The Link is Live!

Not that there was any doubt that ActiveRain has improved my business, as I have received and sent referrals to ActiveRain agents, sold homes to new clients who found me from my blog, and received many phone calls and emails on various blog posts from clients or people interested in more information. 

However, recently my ActiveRain relationship took center stage (so to speak) when I posted about my experience at the Kenny Loggins' concert at the 2010 San Diego County Fair.  The next day I received an email from his website administrator telling me that someone had sent them my post and they offered to upload my "flip video" of him on the kennyloggins.com  website.  The flip video of "Celebrate Me Home" was over 11 minutes long so I discovered an editing program, trimmed it to just under 10 minutes and sent them the link this afternoon. Tonight I received their Kenny Loggins Connection (KLConnection) link and authorization to embed the video in my blog.   The best part of their posting my video is that they linked back to my original post on ActiveRain for any viewers of their Twitter Post! 

Here is the link to their post: http://www.twitvid.com/OOCE4

Incredible experience and definitely made me realize just how powerful the internet is and what a difference each and every one of us is making by educating and sharing our information with the public.  Way to go ActiveRain and thank you Kenny Loggins!!

TwitVid "Celebrate Me Home"

Kenny Loggins Twitter

Kenny Loggins on Facebook

Susan Laxson of Laxson Realty

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To view any La Jolla, California home for sale or rent, contact us anytime at 760-567-9100 or visit our La Jolla Real Estate website to learn more about La Jolla and its developments. 

Want to learn more about what's happening in La Jolla, CA? Join La Jolla News on Facebook! 

Copyright © 2008 - 2010 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed. 

10 Ways to Cut Utility Bills

Everyone enjoys money-saving ideas and here are some excellent tips for saving money on your utility bills.  Thanks to Chris Livingston for this post!

 

Via Chris Livingston (Pillar To Post):

Pyramid

Here's a ten-step program that's guaranteed to reduce your utility costs.

The steps are not set in stone; every house is different, and different climates may dictate different strategies, which will be determined as soon as you take the first step.

1. Get a home energy audit
Before beginning any energy retrofit work, have a home energy audit done to identify and prioritize problem areas.

A good home energy audit always includes a blower-door test. To be sure your auditor is well trained, choose one certified by RESNET or BPI.

The audit can cost as much as $600. Subsidies are available from some utilities and local governments, so check there first.

Why spend money on an energy audit?


  • When considering energy retrofit work, most homeowners prioritize the wrong steps. An energy audit provides valuable information to counterbalance misleading advertising pitches for worthless products.

  • Your audit is likely to reveal unseen defects in your home - for example, thermal bypasses (air leaks) through convoluted, hidden chases, or insulation gaps revealed by an infrared camera.

  • At the end of your audit, you'll receive a customized list of the most important energy retrofit steps for your house - a list that may differ from your assumptions (or even from the recommendations of the energy conservation pyramid).

  • By identifying the most important retrofit tasks for your specific house, a good audit can save you hundreds of dollars that might have been wasted on inappropriate work.

2. Unplug and turn off

This step, though obvious, is often neglected: turn things off.

Inattention and laziness are responsible for a significant amount of energy waste; this step off can yield significant savings for a very small investment. To lower your electric bill:


  • Turn off the lights when you leave a room.

  • Turn off appliances that aren't being used.

  • When not in use, unplug chargers for cell phones and similar battery-operated gadgets.

  • Put televisions and other "instant on" appliances on a plug strip - and remember to turn off the plug strip when the appliance isn't in use.


3. Use efficent light bulbs
The next step is very cost-effective: make sure your house is incandescent-free. Since most LED lamps are still less efficient than CFLs - and far more expensive - CFLs are still the best lamp for most fixtures.

For kitchens and basements, consider installing fixtures that use efficient linear fluorescent tubes (T5 or T8 tubes)

4. Seal air leaks
Air-sealing work is best done by an experienced home-performance contractor equipped with a blower door. Although this step usually costs hundreds of dollars, it will usually yield a quick payback in energy savings.

Air sealing work is not the same as caulking. Many homeowners have spent hours wandering around their house with a caulk gun - on the interior, filling cracks between window trim and plaster, or on the exterior, filling cracks between clapboards. Most of this caulking is a total waste of time. In fact, by trapping water, most exterior caulking does more harm than good.

Blower-door directed air sealing work is usually concentrated in a home's basement (especially at the rim-joist area) and attic (where huge thermal bypasses are often hidden under a layer of fiberglass batts). Most air leaks are best addressed with two-component spray polyurethane foam.

5. Replace inefficient appliances
Once you've paid for blower-door-directed air sealing, it's time to take a close look at your appliances. If some of your major appliances -your refrigerator, clothes washer, or dishwasher - are more than ten years old, you may want to replace them with more efficient models.

Don't be tempted to buy a bigger refrigerator; small is good. Pay close attention to the yellow EnergyGuide labels - especially the annual kWh number - when you go appliance shopping.

6. Improve the insulation
Ideally, your home has plenty of insulation in the attic, above-grade walls, and basement walls. But if you're insulation isn't up to snuff, it's well worth improving it.

In colder climates, it makes sense to install R-60 insulation in your attic - as long as the attic is accessible and roomy enough to accommodate the insulation depth.

If your stud bays are empty, they can be filled with dense-packed cellulose insulation installed through holes drilled from the exterior.

Basement walls can be insulated on the interior with rigid foam insulation or closed-cell spray polyurethane foam.

7. Replace an inefficient water heater
If the configuration of your home's plumbing pipes permits, you should install a drainwater heat-recovery device - especially if members of your family prefer showers to baths.

If you have an old, inefficient water heater, you may wish to replace it. Options include:


  • A high-efficiency gas-fired water heater;

  • A high-efficiency electric resistance water heater;

  • A heat-pump water heater;

  • An instantaneous gas-fired water heater;

  • An indirect water heater connected to a boiler;

  • Any of the above, supplemented by a solar water heater.


  • Of all of the options listed in this section, the fastest payback will probably come from the drainwater heat-recovery device. Although a new water heater can lower your energy bills, you shouldn't expect a fast payback on the investment.

8. Improve on space heating and cooling equipment
When inefficient heating or cooling equipment gets old enough to replace, be sure to invest in the most efficient available equipment. If you're shopping for a new furnace, look for a high AFUE (in the 90s). If you are shopping for a new air conditioner, look for  high SEER (14 or higher).
There's an important reason why energy-efficiency experts recommend holding back on the purchase of new heating and cooling equipment until air sealing and insulation work is complete: envelope improvements may permit heating and cooling equipment to be downsized. If you replace your heating and cooling equipment before finishing necessary air-sealing work or insulation upgrades, you'll waste money on oversized equipment.


9. Insulate or replace windows
We've now reached the top of the pyramid. Further measures will probably reduce your home's energy consumption, but they are unlikely to be cost-effective. The reason these measures are at the top of the pyramid is that few homeowners want to spend more on retrofit work than they will ever see in savings.
In a heating climate, the installation of low-e storm windows is more cost-effective than installing new replacement windows.
If, for reasons unrelated to saving money, you insist on new windows, be sure to choose windows with low-e glazing. Glazing with a low U-factor is desirable in all climates. In climates with cold winters, south-facing windows should have a high solar heat-gain coefficient (SHGC); in climates where air-conditioning bills are high, windows should have a low SHGC.


10. Invest in wind or photovoltaic systems
At the top of the pyramid is the category of work least likely to provide a payback: the installation of a photovoltaic system or a wind turbine. There are many reasons you may want to have PV panels or a wind turbine, but saving money isn't one of them.
Remember, it makes no sense to invest in an expensive PV system until after you have invested in all of the other measures listed on the pyramid.

No silver bullet
One of the Minnesota Power representatives who makes regular use of the conservation pyramid is Dean Talbott, a program manager for the utility.
"I handle a lot of customer calls, and lately I've seen a growing interest in renewable energy," Talbott told me. "A lot of callers are looking for the silver bullet. I just got a call this week from a residential customer who's spending $200 a month on electricity, and he told me he wants to install solar and wind. I told him he'd be better off to start with efficiency upgrades first."

Susan Laxson of Laxson Realty

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To view any La Jolla, California home for sale or rent, contact us anytime at 760-567-9100 or visit our La Jolla Real Estate website to learn more about La Jolla and its developments. 

Want to learn more about what's happening in La Jolla, CA? Join La Jolla News on Facebook! 

Copyright © 2008 - 2010 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed. 

Speechless Sunday- A Marines Vigil

A moving tribute to our military men and women from Martha Brown... definitely a must watch video.

Via Martha Brown Annapolis and Anne Arundel County RE (Long & Foster Real Estate, Inc.):

My son sent this YouTube video my way today. His son and my grandson is a Marine. It was taken during Rolling Thunder in Washington DC the Sunday before Memorial Day. The Marine stood there for 3 straight hours saluting those who passed. Watch as he struggles with his emotions and holding that salute. It will touch your heart

 

Susan Laxson of Laxson Realty

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To view any La Jolla, California home for sale or rent, contact us anytime at 760-567-9100 or visit our La Jolla Real Estate website to learn more about La Jolla and its developments. 

Want to learn more about what's happening in La Jolla, CA? Join La Jolla News on Facebook! 

Copyright © 2008 - 2010 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed. 

When is it time to Paint? How much value does it add?

Looking to spruce up your home and get it ready to sell?  Take a look at what painting the exterior can do for you!

Via Paul Peck (Peck Drywall and Painting serving Brevard County, Florida):

Exterior painting can really help sell a house quicker and for more money!

How much more value do you Real Estate Professionals think this paint job adds to the home below?

What a difference a little paint can make. Check out these Before and After photos of a Melbourne, Florida exterior repaint. After we pressure washed this Melbourne home we repaired all of the staircase stucco cracks, applied a clear sealer (due to chalkyness), and applied two coats of Sherwin Williams A100 satin exterior paint.

Before Pressure washing and exterior painting of soffits and stucco walls:

After Pressure washing and exterior painting of soffits and stucco walls:

 

Before Pressure washing, concrete staining  and exterior painting:

After Pressure washing, concrete staining  and exterior painting:

(Lots of iron from the water sprinklers) Before Pressure washing and exterior painting:

 

(Lots of iron from the water sprinklers) After Pressure washing, exterior priming and painting:

 Melbourne, Fl  Before exterior painting:

 Melbourne, Fl  After exterior painting:

Copyright © 2010 Peck Drywall and Painting, (all rights reserved)

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Peck Drywall and Painting serving all of Brevard County and  surrounding areas: Melbourne-Melbourne Beach-Indialantic-Indian Harbour Beach- Cocoa Beach-Satellite Beach-Viera-Rockledge-Merrit Island- Cape Canaveral- Port St. John-Cocoa-Titusville-Palm Bay

 

Susan Laxson of Laxson Realty

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To view any La Jolla, California home for sale or rent, contact us anytime at 760-567-9100 or visit our La Jolla Real Estate website to learn more about La Jolla and its developments. 

Want to learn more about what's happening in La Jolla, CA? Join La Jolla News on Facebook! 

Copyright © 2008 - 2010 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed. 

"Cleaning for a Reason" in San Diego

"Cleaning for a Reason" is a non-profit foundation formed to offer FREE house cleaning for women undergoing cancer. Cleaning for a Reason Program They recruit maid services in different cities nationwide to become partners in this free service.  There are currently 706 partners in 50 states, including Canada.  What a wonderful  gift! 

If you know any woman currently undergoing Chemo or treatment for cancer, please pass the word along that there is a cleaning service that provides free housecleaning once a month for four months while she is in treatment.  A doctor's note confirming the treatment and a participating maid service in her area will arrange for the service.  They are truly "making a difference one home at a time"!

Check here for your area and San Diego's participants include Cleanology and The Maids Home Services.

Susan Laxson of Laxson Realty

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To view any La Jolla, California home for sale or rent, contact us anytime at 760-567-9100 or visit our La Jolla Real Estate website to learn more about La Jolla and its developments. 

Want to learn more about what's happening in La Jolla, CA? Join La Jolla News on Facebook! 

Copyright © 2008 - 2010 Susan Laxson. All Rights Reserved. Information from sources deemed reliable, but not guaranteed.